Did you know that OHFA’s First-Time Homebuyer Program offers below market, 30-year fixed interest rate loans to qualified buyers in all 88 Ohio counties! Did you know that they also offer downpayment assistance as well as grants!
I just closed on a home with a buyer who took advantage of this program and ended up investing less than his original earnest money deposit. He actually got a check back at the closing!
Applicants must meet OHFA income limits, and properties must meet purchase price limits. The limits vary by city and town. Check income and purchase price limits.
To qualify for an OHFA loan, you must first qualify as a first-time homebuyer, which means you can not have owned your principal residence in the last three years.
See all the qualifications and determine if you qualify at the Ohio Housing Finance Agency's website.
Then search for the perfect home on our website, and contact us to help you get qualified and secure your new home. We will guide you through the process from pre-approval with one of our participating lenders to negotiating the contract, inspections, and closing on your new home.
It's easier than you think!
- Patty Massare's blog
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